{"id":2831,"date":"2026-10-01T13:15:58","date_gmt":"2026-10-01T06:15:58","guid":{"rendered":"https:\/\/news.eloqasia.com\/?p=2831"},"modified":"2026-10-01T13:15:58","modified_gmt":"2026-10-01T06:15:58","slug":"ant-international-launches-industrys-first-full-stack-ai-native-solutions-for-payment-account-fx-treasury-and-growth-operations-for-global-businesses","status":"publish","type":"post","link":"https:\/\/news.eloqasia.com\/?p=2831","title":{"rendered":"Ant International launches industry\u2019s first full-stack AI-native solutions for payment, account, FX, treasury and growth operations for global businesses"},"content":{"rendered":"<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">In its largest-ever product upgrade, the company unveils an industry-first AI-native, end-to-end full financial stack with close to 100 key products across 4 business pillars.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Built on newly upgraded Antom 3-in-1 Transformer, our payment foundation model, and FalconTST, our AI FX &amp; liquidity forecast model.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Underpinned by an agent-ready, 2-layered trust and security framework, and a governance-by-design approach that keeps us aligned with evolving compliance and regulatory environments.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Autopilots for payment, account and treasury management embedded in the end-to-end financial stack to manage the five main workstreams in natural-language interaction.\u00a0<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Introduces agent-native solutions including world&#8217;s first Account for Agent (AFA) for businesses.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">89.5% of clients of our main merchant payment service already deployed our FinAI solutions in past 12 months. 81.4% of payment tasks were completed with AI help. <\/span><\/i><\/li>\n<\/ul>\n<p><b>VIETNAM, 21 Sep 2026 \u2013 <\/b><span style=\"font-weight: 400;\">In an industry first, Ant International launched a full stack of AI-native solutions for payment, account, FX, treasury and growth operations for global businesses.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The AI-native product suite is built on a <\/span><b>2-layered security architecture<\/b><span style=\"font-weight: 400;\">, and our<\/span><b>\u00a02 proprietary foundation models: <\/b><span style=\"font-weight: 400;\">a <\/span><b>payment foundation model <\/b><span style=\"font-weight: 400;\">(Antom 3-in-1 Transformer), and a <\/span><b>time-series transformer (TST) forecasting model for FX and liquidity<\/b><span style=\"font-weight: 400;\"> (FalconTST).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Underpinning the FinAI stack are also 2 major pillars for payment interoperability for the AI era: our <\/span><b>Agentic Mobile Protocol<\/b><span style=\"font-weight: 400;\"> (AMP) and a <\/span><b>blockchain-based wholesale settlement platform <\/b><span style=\"font-weight: 400;\">(WhaleRTP).\u00a0<\/span><\/p>\n<figure id=\"attachment_2832\" aria-describedby=\"caption-attachment-2832\" style=\"width: 4126px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2832\" src=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1.png\" alt=\"\" width=\"4126\" height=\"3496\" srcset=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1.png 4126w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1-300x254.png 300w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1-1024x868.png 1024w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1-768x651.png 768w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1-1536x1301.png 1536w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-1-Ant-International-unveils-the-industrys-first-Full-Stack-AI-Native-Solutions-for-global-businesses-in-September-2026-1-2048x1735.png 2048w\" sizes=\"(max-width: 4126px) 100vw, 4126px\" \/><figcaption id=\"caption-attachment-2832\" class=\"wp-caption-text\">Ant International unveils the industry\u2019s first Full-Stack AI-Native Solutions for global businesses in September 2026.<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">This round of sweeping product upgrade aims to support all businesses with an AI action plan to complete two critical tasks: \u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Excelling in existing tasks with greater efficiency with comprehensive AI tools;\u00a0and<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deploying end-to-end agentic capabilities to maximise future growth.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u201cThe future fintech leader delivers two things: a future-ready trust infrastructure and foundational FinAI models that combine complex types of deep data and rich domain expertise, and a full stack of connected AI-native solutions across payment, account, FX, treasury and growth operations that prepare them for today and the fully agentised future,&#8221; said <\/span><b>Peng Yang, CEO of Ant International<\/b><span style=\"font-weight: 400;\">, to over 1,100 executives at the company&#8217;s annual VOYAGE merchant event in Shanghai.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Under Antom, Ant International&#8217;s merchant payment service, 89.5% of merchants have already deployed AI agents. 81.4% of payment tasks were aided by AI. Clients are also demanding more connected fintech solutions beyond payment to tackle the increasing complexities of their global operation.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ant International offers cross-border digital payment, account, treasury management and credit tech solutions to global merchants across 4 business pillars: <\/span><b>Alipay+<\/b><span style=\"font-weight: 400;\">, <\/span><b>Antom<\/b><span style=\"font-weight: 400;\">, <\/span><b>WorldFirst<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Bettr<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Building on a mobile payment network of 53\u00a0digital wallets and 10 national QR schemes, Ant International links 150 million global merchants to over 2 billion consumer accounts. Clients include top-tier global e-commerce, digital &amp; entertainment (D&amp;E), OTA platforms and industry leaders as well as fastest-growing SMEs in emerging markets. Daily average transactions exceed 25 million across 210 markets.\u00a0<\/span><\/p>\n<p><b>Technology Foundations<\/b><\/p>\n<figure id=\"attachment_2833\" aria-describedby=\"caption-attachment-2833\" style=\"width: 2560px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2833\" src=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-scaled.jpg 2560w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-300x200.jpg 300w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-1024x683.jpg 1024w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-768x512.jpg 768w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-1536x1024.jpg 1536w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-3-Peng-Yang-CEO-of-Ant-International-introduced-the-companys-payment-foundation-model-at-Ant-Internationals-2026-global-merchant-event-1-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-2833\" class=\"wp-caption-text\">Peng Yang, CEO of Ant International, introduced the company\u2019s payment foundation model at Ant International&#8217;s 2026 global merchant event.<\/figcaption><\/figure>\n<p><b>Unique\u00a0Payment Foundation Model: The\u00a0Antom 3-in-1 Transformer<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The industry&#8217;s only payment foundation model that simultaneously processes three types of core data \u2014 sequential (behavior over time), tabular (structured records), and graph (relationships between users, entities, and devices). Built on 10 billion+ parameters, Antom 3-in-1 Transformer processes 90T of data annually.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cross-modality attention mechanism combines in one unified architecture capabilities for fraud detection, scam prevention, abuse prevention, and payment success rate optimisation.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Among the leading LLM clients for our newly launched subscription service, chargeback rate dropped by as much as 87%.<\/span><\/li>\n<\/ul>\n<p><b>Pioneering\u00a0FX and Liquidity Forecast Model:\u00a0FalconTST<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A first of its kind, FalconTST is an advanced large-scale model built on data across finance, retail, energy, travel and other economic sectors to deliver more accurate and dynamic forecasting of FX exposures and cash flows to optimise liquidity management and risk control.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Backed by\u00a0over 8.5\u00a0billion parameters, the model has proven capable of achieving over 93% accuracy in FX and cashflow forecasting, cutting corporate FX hedging and allocation costs by 30% to 60% in real-world cases.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>2-Layered Security Architecture<\/b><\/p>\n<p><span style=\"font-weight: 400;\">On top of the Antom 3-in-1 Transformer, we build another security layer \u2014 a second Shield \u2014 with\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A dynamic\u00a0know-your-agent (<\/span><b>KYA) framework<\/b><span style=\"font-weight: 400;\">\u00a0built with our Alipay+\u00a0<\/span><b>Agentic Mobile Protocol (AMP)<\/b><span style=\"font-weight: 400;\">\u00a0connecting mobile wallet networks to agentic transactions; and\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>AgentSafePay<\/b><span style=\"font-weight: 400;\">, the industry&#8217;s only security product that offers a fund-back guarantee against losses from agent-specific risks.<\/span><\/li>\n<\/ul>\n<p><b>Alipay+ Agentic Mobile Protocol (AMP)\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Alipay+\u00a0Agentic Mobile Protocol<\/b><span style=\"font-weight: 400;\">\u00a0is an open payment protocol built for digital wallets, super apps, smart devices, and other mobile interfaces to enable payments by AI agents.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since its launch in April 2026, 10 Alipay+ wallet partners and 7 acquirers now supports AMP in Phase 1. In addition to AgentSafePay and our KYA architecture as its pillars, key features of AMP include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>End-to-end agentic transactions across devices<\/b><span style=\"font-weight: 400;\">: No need to switch apps or change payment habits across mobile AI interfaces like smartphones and AR glasses.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Faster agent integration<\/b><span style=\"font-weight: 400;\">\u00a0cuts steps required to link a payment agent to a wallet by 50%.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Clear boundaries of permissions<\/b><span style=\"font-weight: 400;\">\u00a0for users to authorise the task, not hand over the account, with real-time visibility and control of agents.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>High-frequency nano-grade agent-to-agent (A2A) settlement mechanism<\/b><span style=\"font-weight: 400;\">\u00a0enables automated, ultra-small transactions as tiny as $0.000001 between AI agents.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A collaborative framework for\u00a0<\/span><b>KYA interoperability<\/b><span style=\"font-weight: 400;\">\u00a0with Mastercard and Visa to build interoperable agent-security standards.<\/span><\/li>\n<\/ul>\n<p><b>Blockchain-based Wholesale Settlement Platform: WhaleRTP<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A next-gen treasury management solution that optimises liquidity management while enabling seamless interoperability across blockchain assets from 23 leading financial institutions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In 2025, WhaleRTP processed 45% of Ant International&#8217;s cross-border volume, reducing working capital requirements by 60% and boosting interest income by 23%.<\/span><\/li>\n<\/ul>\n<p><b>Full-Stack, AI-Native Solutions across Global Payment, Account, FX, Treasury and Growth Operations\u00a0<\/b><\/p>\n<figure id=\"attachment_2834\" aria-describedby=\"caption-attachment-2834\" style=\"width: 2560px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2834\" src=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-scaled.jpg 2560w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-300x200.jpg 300w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-1024x683.jpg 1024w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-768x512.jpg 768w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-1536x1024.jpg 1536w, https:\/\/news.eloqasia.com\/wp-content\/uploads\/2026\/10\/Key-Visual-2-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption id=\"caption-attachment-2834\" class=\"wp-caption-text\">Peng Yang, CEO of Ant International, introduced a full stack of AI-native solutions for payment, account, FX, treasury and growth for global businesses at Ant International&#8217;s 2026 global merchant event.<\/figcaption><\/figure>\n<p><b>AI-Native Global Payment<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Built on the payment foundation model,\u00a0<\/span><b>Antom Autopilot<\/b><span style=\"font-weight: 400;\">\u00a0handles the entire merchant payment lifecycle in a single conversational window, from onboarding, integration, orchestration, risk protection, revenue recovery, to troubleshooting, financial analysis and reconciliation, and new market expansion.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In real cases, Antom Autopilot cut lead time to first transaction from days to minutes. Merchants using AI integration quadrupled in last 12 months.\u00a0By the end of 2026,\u00a095% of merchants\u00a0are expected to\u00a0onboard new payment methods within 1 hour.\u00a0<\/span><\/p>\n<p><b>Antom SmartDispute<\/b><span style=\"font-weight: 400;\">,\u00a0which\u00a0advises\u00a0on full dispute management and appeal strategies, drives average dispute success rate from 24.5% to 41.8%. The fully automated\u00a0<\/span><b>Antom AutoDispute <\/b><span style=\"font-weight: 400;\">is also available.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other key AI payment products include:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Revenue Booster\u00a0<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">A payment optimisation tool for card payments. Enables smart routing,\u00a0retries failed payments at the right time or through a better path, and sorts payment options to drive checkout conversion.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom EasySafePay<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Payment optimisation tool for mobile wallets. Customers complete the entire payment journey on the merchant checkout page, reducing the need for redirection to a wallet app.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Shield<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Applies Ant International&#8217;s Double-Shields security framework for (1) protection against existing fraud, scam, and abuse risks amplified by AI, and (2) defense against agentic-specific risks with our KYA framework and Antom AgentSafePay.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom AgentSafePay<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">An industry first, AgentSafePay provides 100% fund guarantee against losses arising from intent misinterpretation, malicious prompt injection or other agent-specific risks.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Connect<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">One-click payment solution\u00a0upgraded to be agent-native, tokenising user information for\u00a0faster checkout across different merchants and agents.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Agentic Payments\u00a0<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">An agent-native payment solution supporting mainstream protocols and global payment methods.\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It solves 3 challenges of integrating payments into agentic environments: (1) different integration techniques beyond traditional SDKs, (2) changing new business rules and protocols, and (3) existing payment methods not compatible with agents.<\/span><\/p>\n<p><b>AI-Native Global Account<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In partnership with <\/span><b>Antom<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Bettr<\/b><span style=\"font-weight: 400;\">,\u00a0<\/span><b>WorldFirst,<\/b><span style=\"font-weight: 400;\"> our flagship global account brand, provides AI-native onboarding, payment, account management and treasury services for both enterprises and SMEs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Within <\/span><b>WorldFirst for Enterprise<\/b><span style=\"font-weight: 400;\">, merchants and e-platforms use our\u00a0autopilots\u00a0to\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">complete\u00a0<\/span><b>Compliance &amp; eKYC\/KYB\u00a0<\/b><span style=\"font-weight: 400;\">processes in supervised agentic workflow for smooth onboarding;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">conduct<\/span><b>\u00a0payment management, fraud defense\u00a0<\/b><span style=\"font-weight: 400;\">and\u00a0<\/span><b>chargeback control<\/b><span style=\"font-weight: 400;\">; and<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">apply<\/span><b>\u00a0AI FX and treasury<\/b><span style=\"font-weight: 400;\">\u00a0tools to lower FX costs and drive more efficient liquidity and settlement\u00a0<\/span><\/li>\n<\/ul>\n<p><b>Wyn<\/b><span style=\"font-weight: 400;\"> is a natural-language AI agent that manages the account workflow\u00a0for SMEs. Merchants open accounts and apply for virtual or physical\u00a0<\/span><b>World Card\u00a0<\/b><span style=\"font-weight: 400;\">supporting 17 currencies with a single command. Other value-adding features include:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>A2A Supplier Connections\u00a0<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Secure and ready connection to agents of other service providers for ads, logistics, tax, marketing and compliance operations, such as balance checks and top-ups, all via a single interface.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Smart Liquidity Management<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">AI-powered dynamic business analytics and liquidity advisory on risks, opportunities and action items based on a tailored dashboard of real-time data, trends and market signals.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>AI-Native Global FX &amp; Treasury<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The AI FX and treasury suite, embodied in <\/span><b>WorldFirst for Enterprise Treasury Autopilot. <\/b><span style=\"font-weight: 400;\">helps enterprises tackle fragmentation of cash visibility, imbalance of liquidity and FX fluctuations. Merchants are able to see and forecast current and future cash positions, optimize liquidity, manage FX risks, and make smarter global payout decisions. Core products include\u00a0<\/span><b>World Map<\/b><span style=\"font-weight: 400;\">,\u00a0<\/span><b>Falcon Forecast,<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><b>Whale Pooling<\/b><span style=\"font-weight: 400;\">, <\/span><b>Falcon FX<\/b><span style=\"font-weight: 400;\">, and\u00a0<\/span><b>World Payout.<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>World Map<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">A dashboard for dynamic, unified visibility of cash positions across markets, banks, currencies and accounts, refreshed every 30 minutes.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Falcon Forecast<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Powered by Falcon TST, and built into the World Map, Falcon Forecast predicts cash flow, liquidity and FX positions for next minutes to months, helping treasury teams plan ahead.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Falcon FX<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">AI FX solutions for risk control and revenue protection consisting of two primary products:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Falcon Dynamic Pricing<\/b><span style=\"font-weight: 400;\">: Enables local-currency pricing with dynamic markups based on business-relevant parameters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Falcon Smart Hedging:<\/b><span style=\"font-weight: 400;\">\u00a0Monitors FX positions and recommends hedging strategies with transparent and auditable reasoning.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Whale Pooling<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Built on Whale RTP\u2019s global real-time connectivity, Whale Pooling enables instant funds operations. It draws on Falcon Forecast, real-time decisioning and embedded governance to determine when, where and how much to move, within customers\u2019 defined policies and controls. Same-day settlement rate exceeds 98%.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>World Payout<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Uses intelligent decisioning to evaluate cost, success rate, speed, risk and other factors to identify the optimal payout route, with transparent and explainable reasoning.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>WorldFirst for Enterprise Account for Agent (AFA<\/b><span style=\"font-weight: 400;\">)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">The\u00a0world&#8217;s first truly agentic account for businesses, built on KYA-enabled smart contracts, full-chain security control, dynamic monitoring and intervention, and a feedback mechanism for continuous agent tuning.<\/span><\/li>\n<\/ul>\n<p><b>AI-Native Global Growth Solutions<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Across our services, agentic tools help merchants in market expansion, multi-channel promotion, subscription, billing, and tax filing support. AI also powers more targeted and efficient credit and financing products for SMEs and consumers.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Billing <\/b><span style=\"font-weight: 400;\">and <\/span><b>Antom Tax<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covering subscription, metering, automatic invoice generation, tax monitoring, filing support, and reporting across multiple jurisdictions, as well as multi-platform campaigning and marketing.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Agentic Commerce Hub<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Enabling instant integration and distribution of product catalogs across multiple third-party agentic platforms.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Antom Shopping Agent<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">A plug-and-play solution enabling direct-to-consumer agentic shopping experiences. White-label options available for enterprise customers. Plug-ins are live on\u00a0two leading online store-building platforms, with API connectivity and support for additional platforms coming soon.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>A+Rewards<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Now upgraded as an AI-powered growth engine built on Alipay+ network, connecting merchants to\u00a0over 30\u00a0AI and e-commerce platforms for one-click campaign distribution and customer acquisition. In recent e-commerce platform cases, Cross-channel AI marketing drove 41% annual user growth.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bettr AI Credit Engine<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Embedded finance solutions for partners to offer AI-enhanced multi-scenario credit services for SMEs. Deploying credit strategy takes minutes rather than weeks with dynamic risk assessment and instant lending decisions. Helping 49 institutions in 28 markets provide access to over 100 million users, especially MSMEs.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bettr Global Credit<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Smart funding solutions tailored to SMEs across multiple business scenarios, with credit decisions in as fast as 1 minute. Powered by Bettr AI Credit Engine for automated credit decisioning and real-time risk management, it helps merchants access flexible funding to support operations and business growth.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These products are being rolled out in fall and winter 2026 to global markets. Ask your Ant International contact or reach us at:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alipay+: <\/span> <a href=\"https:\/\/www.alipayplus.com\/contactUs\/\"><span style=\"font-weight: 400;\">https:\/\/www.alipayplus.com\/contactUs\/<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">WorldFirst: <\/span> <a href=\"https:\/\/www.worldfirst.com\/sg\/help-support\/contact-us\/\"><span style=\"font-weight: 400;\">https:\/\/www.worldfirst.com\/sg\/help-support\/contact-us\/<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Antom: <\/span> <a href=\"https:\/\/www.antom.com\/contact-us\"><span style=\"font-weight: 400;\">https:\/\/www.antom.com\/contact-us<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Bettr: <\/span> <a href=\"https:\/\/www.bettr.com\/contact-us\/\"><span style=\"font-weight: 400;\">https:\/\/www.bettr.com\/contact-us\/<\/span><\/a><\/p>\n<p><b>About Ant International<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ant International helps businesses to thrive through a full stack of AI-native payment, account, foreign exchange, treasury and growth solutions, underpinned by our trusted foundation models, security architecture, blockchain RTP platform and a world-leading mobile payment ecosystem. We drive relentless innovation to bring inclusive growth for merchants and communities of all sizes, today and tomorrow.\u00a0 To learn more, visit <\/span><a href=\"https:\/\/www.ant-intl.com\/\"><span style=\"font-weight: 400;\">https:\/\/www.ant-intl.com\/<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Media Contact<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ant International: <\/span><a href=\"mailto:pr@ant-intl.com\"><span style=\"font-weight: 400;\">pr@ant-intl.com<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In its largest-ever product upgrade, the company unveils an industry-first AI-native, end-to-end full financial stack with close to 100 key products across 4 business pillars. Built on newly upgraded Antom 3-in-1 Transformer, our payment foundation model, and FalconTST, our AI <a href=\"https:\/\/news.eloqasia.com\/?p=2831\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":76,"featured_media":2833,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ant International launches industry\u2019s first full-stack AI-native solutions for payment, account, FX, treasury and growth operations for global businesses - EloQ&#039;s Newsroom<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/news.eloqasia.com\/?p=2831\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ant International launches industry\u2019s first full-stack AI-native solutions for payment, account, FX, treasury and growth operations for global businesses - EloQ&#039;s Newsroom\" \/>\n<meta property=\"og:description\" content=\"In its largest-ever product upgrade, the company unveils an industry-first AI-native, end-to-end full financial stack with close to 100 key products across 4 business pillars. 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